Consumer loans allow you to borrow money for your personal needs. All loan decisions are made locally and the process is simple. So whether you need a new car or money for the unexpected, please feel free to contact us to find just the right loan for you.
- Personal
- Personal Reserve Line of Credit (PRLOC)
- Auto
- Home Equity Line of Credit
- Home Equity Installment Loan
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Personal Loans
- Easy application
- Fast approval
- Great for vacations, tuition, unexpected bills, and more…
Personal Reserve Line of Credit (PRLOC)
- Flexibility of borrowing your funds all at once or over a period of time as you need it
- Easy access to a line of credit up to $10,000.00
- Low monthly payments based only on what you've actually borrowed
- No equity or other collateral needed
- Interest charged only on funds used
- Convenient account access through PRLOC checks, PRLOC Visa Debit Card or by transferring funds to a Paper City Savings checking account
- Rate discounts with automatic payments from your Paper City Savings deposit account
- No annual fee
Auto Loans
- Easy application
- Fast Approval
- Financing available for new or used vehicles
- Boats, ATVs, snowmobiles, motorcycles, RVs and campers, etc…
Home Equity Line of Credit (HELOC)
- Flexibility of borrowing your funds all at once or over a period of time as you need it
- Easy access to your funds whenever and wherever you need it with the HELOC Visa Debit Card
- Low monthly payments based only on what you've actually borrowed
- Interest charged only on funds used
- Borrow up to 90% of the equity in your home
- Interest may be tax deductible
Home Equity Installment Loan
- Fixed interest rate
- Fixed monthly payment throughout term of loan
- Borrow up to 90% of the equity in your home
- Interest may be tax deductible
