Consumer loans allow you to borrow money for your personal needs. All loan decisions are made locally and the process is simple. So whether you need a new car or money for the unexpected, please feel free to contact us to find just the right loan for you.

Personal
Personal Reserve Line of Credit (PRLOC)
Auto
Home Equity Line of Credit
Home Equity Installment Loan
Wheda Home Improvement Loans
Apply Now
Payment Calculator
NADA Bluebook
View Current Rates

Personal Loans

Easy application
Fast approval
Great for vacations, tuition, unexpected bills, and more…

Personal Reserve Line of Credit (PRLOC)

Flexibility of borrowing your funds all at once or over a period of time as you need it
Easy access to a line of credit up to $10,000.00
Low monthly payments based only on what you've actually borrowed
No equity or other collateral needed
Interest charged only on funds used
Convenient account access through PRLOC checks, Visa PRLOC Card or by transferring funds to a Paper City Savings checking account
Rate discounts with automatic payments from your Paper City Savings deposit account
No annual fee

Auto Loans

Easy application
Fast Approval
Financing available for new or used vehicles
Boats, ATVs, snowmobiles, motorcycles, RVs and campers, etc…

Home Equity Line of Credit (HELOC)

Flexibility of borrowing your funds all at once or over a period of time as you need it
Easy access to your funds whenever and wherever you need it with the HELOC Visa Debit Card
Low monthly payments based only on what you've actually borrowed
Interest charged only on funds used
Borrow up to 90% of the equity in your home
Interest may be tax deductible

Home Equity Installment Loan

Fixed interest rate
Fixed monthly payment throughout term of loan
Borrow up to 90% of the equity in your home
Interest may be tax deductible

WHEDA Home Improvement Loan

Fixed interest rate
Fixed monthly payment throughout term of loan
No equity requirements
Do not have to have your 1st mortgage through WHEDA to qualify
Loans up to $17,500.00
Money must be used for home improvements on owner occupied property
Income limits do apply
For more details about the program check out the WHEDA website

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	Consumer loans allow you to borrow money for your personal needs. All loan decisions are made locally and the process is simple. So whether you need a new car or money for the unexpected, please feel free to contact us to find just the right loan for you. Personal Personal Reserve Line of Credit (PRLOC) Auto Home Equity Line of Credit Home Equity Installment Loan Wheda Home Improvement Loans Apply Now Payment Calculator NADA Bluebook View Current Rates Personal Loans Easy application Fast approval Great for vacations, tuition, unexpected bills, and more… Personal Reserve Line of Credit (PRLOC) Flexibility of borrowing your funds all at once or over a period of time as you need it Easy access to a line of credit up to $10,000.00 Low monthly payments based only on what you've actually borrowed No equity or other collateral needed Interest charged only on funds used Convenient account access through PRLOC checks, Visa PRLOC Card or by transferring funds to a Paper City Savings checking account Rate discounts with automatic payments from your Paper City Savings deposit account No annual fee Auto Loans Easy application Fast Approval Financing available for new or used vehicles Boats, ATVs, snowmobiles, motorcycles, RVs and campers, etc… Back to Top Home Equity Line of Credit (HELOC) Flexibility of borrowing your funds all at once or over a period of time as you need it Easy access to your funds whenever and wherever you need it with the HELOC Visa Debit Card Low monthly payments based only on what you've actually borrowed Interest charged only on funds used Borrow up to 90% of the equity in your home Interest may be tax deductible Home Equity Installment Loan Fixed interest rate Fixed monthly payment throughout term of loan Borrow up to 90% of the equity in your home Interest may be tax deductible WHEDA Home Improvement Loan Fixed interest rate Fixed monthly payment throughout term of loan No equity requirements Do not have to have your 1st mortgage through WHEDA to qualify Loans up to $17,500.00 Money must be used for home improvements on owner occupied property Income limits do apply For more details about the program check out the WHEDA website Back to Top










Website powered by: Goldleaf Financial Solutions