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Consumer loans allow you to borrow money for your personal needs. All loan decisions are made locally and the process is simple. So whether you need a new car or money for the unexpected, please feel free to contact us to find just the right loan for you.
- Easy application
- Fast approval
- Great for vacations, tuition, unexpected bills, and more…
Personal Reserve Line of Credit (PRLOC)
- Flexibility of borrowing your funds all at once or over a period of time as you need it
- Easy access to your line of credit funds over the counter or through the drive-up at one of our convenient locations, by telephone transfer or by check
- Low monthly payments based only on what you've actually borrowed
- No equity or other collateral needed
- Interest charged only on funds used
- Rate discounts with automatic payments from your Paper City Savings deposit account
- No annual fee
- Easy application
- Fast Approval
- Financing available for new or used vehicles
- Boats, ATVs, snowmobiles, motorcycles, RVs and campers, etc…
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