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Consumer loans allow you to borrow money for your personal needs. All loan decisions are made locally and the process is simple. So whether you need a new car or money for the unexpected, please feel free to contact us to find just the right loan for you.

Personal Loans

  • Easy application
  • Fast approval
  • Great for vacations, tuition, unexpected bills, and more…

Personal Reserve Line of Credit (PRLOC)

  • Flexibility of borrowing your funds all at once or over a period of time as you need it
  • Easy access to your line of credit funds over the counter or through the drive-up at one of our convenient locations, by telephone transfer or by check
  • Low monthly payments based only on what you've actually borrowed
  • No equity or other collateral needed
  • Interest charged only on funds used
  • Rate discounts with automatic payments from your Paper City Savings deposit account
  • No annual fee

Auto Loans

  • Easy application
  • Fast Approval
  • Financing available for new or used vehicles
  • Boats, ATVs, snowmobiles, motorcycles, RVs and campers, etc…
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