Banking is made easier by using our convenient Online Banking and Bill Payment services. Bank online safely and securely 24-hours a day from the comfort of your own home or anywhere you have internet access.

• Online Banking Overview
• Bill Payment Overview
• System Requirements
• Payment Guarantee
• Demo Site
• Enroll Now

Online Banking Overview

• Requires a Paper City Savings checking, money market or statement savings to register for Online Banking.
• View balance and history information for checking, savings, money market deposit accounts, Certificates of Deposit, Individual Retirement Accounts, mortgage, auto or personal loans and other loan products.
• Transfer funds between related Paper City Savings checking, statement savings and money market deposit accounts. Schedule current, future and recurring transfers.
• Transfer funds between related Paper City Savings checking, statement savings and money market deposit account to make Paper City Savings loan payments.  Schedule current, future and recurring transfers.
• Interbank transfers
• Create export files to Quicken*
• 24/7 Customer Service by calling (877) 287-1069

*Fees may apply for Quicken users

Bill Payment Overview

• It's quick and convenient
• No envelopes, no stamps, and no hassles
• Easy to establish and maintain a complete payee list
• Schedule current, future and recurring payments to payees
• Payment Guarantee
• Account Alerts sent via e-mail address or mobile phone
• Create export files to Quicken*

*Fees may apply for Quicken users

System Requirements

For this online service we recommend that you use one of the following supported or compatible browsers:

Supported Browsers:

For Windows-End Users:

• Internet Explorer 8
• Internet Explorer 7
• Firefox 3.5
• Firefox 3.0

For Macintosh Users:

• Safari 4

Compatible Browsers:

For Windows End-Users:

• Internet Explorer 6
• Chrome

For Macintosh Users:

• Safari 3.2
• Firefox 3.5
• Firefox 3.0

For iPhone Users:

• Safari

Unsupported Browsers:

• All other browsers not listed above

Payment Guarantee

If a properly scheduled payment is not received and posted on time by the payee, we will attempt to have any late fees or assessed finance charges removed. (Finance charges are calculated based on your payment amount rather than your entire balance.) If the payee is unwilling or unable to remove them, we will pay the fees and finance charges directly to the payee. In addition, we will attempt to have your account noted appropriately to ensure that the situation does not negatively impact your credit rating.

(NOTE: Please refer to your Electronic Funds Transfer Disclosure for important information on the limitations of reimbursable fees and finance charges.)

The Payment Guarantee applies to late fees and/or finance charges associated with the late posting of a payment, provided that the following conditions are met:

1. The payment was scheduled to be delivered on or before the due date of your bill, excluding any grace periods. (The one exception to this guideline is that mortgage payments may be scheduled so that the payment is sent on or before the due date, excluding grace periods. For example, a mortgage payment due on July 1st, with a 15-day grace period, must be have a “Send On” date no later than July 1st.)
   
   
2. The payment amount did not exceed $25,000.
   
   
3. The payment was not made to an excluded payee:
• Payments that failed due to insufficient funds or other reasons
• Payments to payees located in the Armed Forces Postal Codes such as AE & AP
• Payments to settle securities transactions
• Payments to payoff special or delayed financing for purchases
• Payments to credit counseling agencies who pay creditors on your behalf
  
  
4. The payment was not made to a prohibited payee. Payments to the following payees are not permitted through this service:
• Payments to payees outside of the United States
• Court-ordered payments such as alimony, child support, speeding tickets, etc.
• Tax entities
• Collection agencies

5. The information supplied by you is correct (payee name and address, your name and account number as it appears on the payee's records).